In addition to this, I’ve studied at the London School of Economics for a semester while interning at Parliament (go Welsh Plaid Cymru Party!!), studied abroad in Japan (where I met my husband), and graduated summa cum laude from Washington College back when Napster and AOL Instant Messenger were in their heydays.
And if you take the way, way back machine of my life, I was a gifted student in Middle School-turned tutor in high school for English as a Second Language children. My work then took me to a summer job as a substitute teacher’s assistant for special needs children at the CCIU.
But the actual proof of my money prowess? It’s in the s’mores pudding.
Not only have my husband and I collectively paid off $59,496 worth of debt 11 years earlier than our creditors wanted us to (back in September 2010), but we’ve managed to have our money work so well for us that we’re in the Lifestyle Design phase.
In February of 2013 I was able to quit my day job and work on my passion — Frugal Confessions, LLC — full time. Now that I’m a Mom of an 11-month old, this has meant getting to be a WAHM (work at home Mom).
Being able to raise my son while working my dream job is about as good as it can get.
And I want your child to have these same kinds of choices when they’re my age (actually, they can get here even earlier with this leg up you’re about to provide them. Good job, Mama Bear!).
I want your child to understand that money is a tool. I want them to know how to use that tool.
And I want to open the lines of communication between you and your child about money so that if the times do get tough — and let’s face it, they do at some point in most people’s lives — there is context and common ground to fall back on.
P.S. You protect your child from sooooo much. Mosquitoes, sunburn, and digi-bullies to name a few. Don’t forget to protect them from the number one thing that could determine their future by getting them a solid education in money management.
Be sure to have your child take this financial assessment so we can see where they are on the Money Prodigy Spectrum, and be on the lookout for exactly where you should start with actionable, bite-sized info for how to do so!